Getting Started on Your Goals
Haven’t invested before? Don’t worry—we have an easy way to get you started. We’ll sit down together and begin by helping you really define your dreams. Then we’ll gather all your financial information, design a specific life plan just for you, and show you how to make your dreams a reality.
By addressing investments from a financial planning perspective, we help you build a portfolio that is consistent with your long-term goals, time horizon and risk tolerance, not a hodge-podge of “hot” stocks or funds.
Supporting Your Family
A growing family means more joy, and more responsibility. We’ll work with you to manage your finances through programs like Investment Advisory Services, and through better cash flow and tax management. We’ll also evaluate your family’s insurance safety net, from long-term care to life insurance.
For those with mature families, we help you support your adult children and grandchildren with education financing, lifetime gifts and timeless legacies.
Planning for Your Retirement
The sooner you begin to plan for your retirement, the better off you’ll be. The best way to start is by writing down your goals. Then stop in for a more comprehensive analysis with one of our financial consultants. We’ll find out what you expect in retirement, and work to exceed your expectations. We’ll also help you consider some areas you may not have thought about yet, like planning for long-term care, maximizing Social Security Benefits, managing other retirement cash flows, updating your estate plan, choosing Traditional or Roth IRA, and dealing with employer-sponsored retirement plans.
There are many different stages of retirement planning:
- Getting Started
- Accumulation (Savings) Phase
- Adjusting to Life Changes
- Job Change
- Approaching Retirement
Making the Most of Your Life
Started out strong years ago, but need a little help getting your finances back on track? We’ll work with you to set short-term and long-term goals, then put together a financial management plan to get you there. We’ll focus on helping you live a better life now, and a more fulfilling one for many years to come.
Coping with life's changes—caring for elderly parents, blended family issues, divorce, catastrophic illness or injury, helping grandchildren, transitioning to retirement, etc.—may be easier for you with help from our seasoned financial professionals.
Managing & Protecting Your Estate
You want to make sure you leave your loved ones well taken care of. We’ll review your situation to identify any pitfalls or opportunities you should address with your family attorney. That may include a lasting legacy for your loved ones, or philanthropy in your name. We’ll work with your attorney and other estate planning professionals to create the most rewarding plan for you. And we'll be there to help ensure that your family wealth passes to the next generation as smoothly and effortlessly as possible.